Spiko Academy
Financial terms can sometimes be complex. We're here to help you understand the most commonly used terms in cash management.
Custodian Account Holders: Their Role, How They Work, and Why They Matter
A custodian account holder (CAH) is an investment firm or credit institution authorized by the ACPR. Learn its role and why it matters.
What Is the Agence France Trésor (AFT)?
The Agence France Trésor (AFT) is the French government agency responsible for managing the country’s debt and cash flow.
What Is a Perpetual Bond?
Perpetual bonds never mature: the issuer never repays the principal on a set date but pays interest (coupons) indefinitely. Learn how they work.
What Is a Zero-Coupon Bond?
Zero-coupon bonds are a special type of bond that don’t pay interest (called “coupons” in financial lingo), unlike traditional bonds.
WAM and WAL
Money market funds are popular for safety, liquidity and yield. Learn what WAM and WAL mean and how they measure a fund's risk.
Money Market Funds
Money market funds are prized for their stability and low volatility, often used to grow and protect capital or corporate cash in the short term.
Term deposit account or Time deposit
A term deposit, or time deposit, lets you place capital for a fixed period in exchange for a contractually guaranteed return. Learn how it works.
Mutual Funds vs. Open-ended Investment Companies: what are the differences?
UCITS let savers, investors and treasurers acquire portfolios of financial instruments. Discover the differences between mutual funds and OEICs.
Specialized Professional Funds (FPS)
Specialized Professional Funds (FPS) are alternative investments for knowledgeable investors, offering differentiated strategies. Learn more.
Single Tax Form (IFU): definition, purpose and declaration procedure
The Single Tax Form (IFU) summarizes the investment income received during a fiscal year. Discover its purpose and how to declare it.
The Key Information Document (KID): An Essential Guide for Investors
The Key Information Document (KID): An Essential Guide for Investors
UCITS vs. AIFs: what are the differences?
UCITS and AIFs (Alternative Investment Funds) are the two major categories of funds. Discover the key differences between them.
Money Market SICAV
Neglected during negative rates, money market funds made a strong comeback since rates started rising. Learn how a money market SICAV works.