Ramify chooses Spiko for its new B2B offering

Ramify, the digital alternative to private banking, is now integrating Smart Cash on a white-label basis, directly inside its app. Founded in 2021, the fintech starts offering our treasury yield solution to its B2B clients today.

An infrastructure built to be distributed

From day one, our approach has been clear: build an infrastructure that lets any platform offer regulated yield to its users. After Memo Bank, the bank for SMEs and mid-market companies, and Bitstack, the savings app with 350,000 users, Ramify now chooses Spiko for its treasury yield product.

These three integrations serve very different needs, from transfers worth tens of millions of euros to tens of thousands of retail users, which shows the range of use cases our API is built to handle.

The API channel in numbers

With around twenty partners, Spiko delivers its treasury yield services to thousands of clients on a white-label basis. Today this channel represents nearly €500 million in assets, growing 15% per month since September.