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Spiko Academy

Finanzielle Begriffe können manchmal komplex sein. Wir helfen Ihnen, die am häufigsten verwendeten Begriffe im Cash-Management zu verstehen.

What Is the Agence France Trésor (AFT)?

The Agence France Trésor (AFT) is the French government agency responsible for managing the country’s debt and cash flow.

What Is a Perpetual Bond?

Perpetual bonds are a special type of bond that never mature. Unlike traditional bonds, where the issuer repays the principal on a set date, a perpetual bond pays interest (coupons) ..

What Is a Zero-Coupon Bond?

Zero-coupon bonds are a special type of bond that don’t pay interest (called “coupons” in financial lingo), unlike traditional bonds.

WAM and WAL

Money Market Funds (MMFs) are popular investments for those seeking safety, liquidity, and yield for their cash, whether it's corporate funds, emergency savings, or other types of liquid assets.

Custodian Account Holders: Their Role, How They Work, and Why They Matter

A custodian account holder (CAH) is a key player in the financial world. This can be an investment firm or a credit institution authorized by the Prudential Control and Resolution Authority ..

Money Market Funds

Money market funds are a popular investment solution prized for their stability and low volatility. They are often used to grow and protect capital or corporate cash in the short term.

Term deposit account or Time deposit

A term deposit account, also called a time deposit, is a banking product that allows you to invest capital for a fixed period in exchange for a contractually guaranteed return.

Mutual Funds vs. Open-ended Investment Companies: what are the differences?

UCITS (Undertakings for Collective Investment in Transferable Securities) offer savers, investors, and treasurers the opportunity to acquire portfolios of financial instruments without having ..

Professionelle Spezialfonds (FPS)

Spezialisierte Profifonds (FPS) bilden eine innovative Kategorie alternativer Anlagen, die für erfahrene Anleger konzipiert sind. Diese Fonds bieten differenzierte Strategien, insbesondere ..

Single Tax Form (IFU): definition, purpose and declaration procedure

The Single Tax Form (IFU) is an essential document for taxpayers receiving investment income. It simplifies tax filing by summarizing amounts received during a fiscal year. Discover in detail how ..

The Key Information Document (KID): An Essential Guide for Investors

The Key Information Document (KID): An Essential Guide for Investors

UCITS vs. AIFs: what are the differences?

In the investment universe, UCITS (Undertakings for Collective Investment in Transferable Securities) and AIFs (Alternative Investment Funds) constitute two major categories of funds, ...

Money Market SICAV

Money market funds, neglected during the negative interest rate period in the eurozone, have experienced a strong resurgence of interest since rates started rising. Designed to invest short-term ..